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Affirm、Klarna 將先買後付帶入 Google Search、AI Mode 同 Gemini
Affirm 同 Klarna 喺 2026年5月12日公布，會透過 Google Pay 將 BNPL 放入 Google Search、AI Mode 同 Gemini；實際可用與否仍受資格、地區、商戶同推出安排限制 [4][5][6]。 Google Pay 會成為結帳協調層：合資格交易可能見到 Affirm 或 Klarna，但 Google 表示融資唔係由 Google 提供，而係由各 BNPL 供應商按自身要求提供 [3]。
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openai.comCreate a landscape editorial hero image for this Studio Global article: How are Affirm and Klarna integrating buy-now-pay-later options into Google Search and the Gemini app, and what does this mean for AI-powere. Article summary: Affirm and Klarna are being embedded as BNPL choices inside Google-led shopping journeys: consumers using Google Search, AI Mode, or the Gemini app will be able to choose installment payment options through Google Pay at. Topic tags: general, documentation, general web. Reference image context from search candidates: Reference image 1: visual subject "Affirm and Klarna have successively expanded their partnerships with Stripe to launch BNPL (buy now, pay later) payments for AI agents using" source context "E-Commerce & AI Commerce News Digest (March 4, 2026) | Stellagent" Reference image 2: visual subject "Affirm and Klarna have successively expanded their part
Affirm 同 Klarna 正將 Buy Now, Pay Later（BNPL，先買後付）推入 Google 嘅購物流程。以往分期付款選項多數係商戶網站最後一步先出現；今次重點係，相關選項會透過 Google Pay 加入 Google Search、AI Mode 同 Gemini app 嘅購物／結帳路徑，但實際可用與否仍要睇資格審批、地區、商戶同推出節奏 [4][
5][
6]。
發生咩事：BNPL 由結帳尾段移前
2026年5月12日，Affirm 同 Klarna 分別公布同 Google 相關嘅整合安排 [4][
5][
6]。Affirm 表示，其分期付款選項將會透過 Google Pay 整合到 Google Search，包括 AI Mode，以及 Gemini app；購物者可喺 Google Pay 結帳時選擇 Affirm 。
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重點
- Affirm 同 Klarna 喺 2026年5月12日公布，會透過 Google Pay 將 BNPL 放入 Google Search、AI Mode 同 Gemini；實際可用與否仍受資格、地區、商戶同推出安排限制 [4][5][6]。
- Google Pay 會成為結帳協調層：合資格交易可能見到 Affirm 或 Klarna，但 Google 表示融資唔係由 Google 提供，而係由各 BNPL 供應商按自身要求提供 [3]。
- 呢個部署同 Google AP2、UCP 等 agentic commerce 工作接軌；但目前唔代表 AI 會自動替用戶借貸，而係令 AI 輔助購物更接近授權付款同結算 [7][8][9]。
人們還問
「Affirm、Klarna 將先買後付帶入 Google Search、AI Mode 同 Gemini」的簡短答案是什麼？
Affirm 同 Klarna 喺 2026年5月12日公布，會透過 Google Pay 將 BNPL 放入 Google Search、AI Mode 同 Gemini；實際可用與否仍受資格、地區、商戶同推出安排限制 [4][5][6]。
首先要驗證的關鍵點是什麼？
Affirm 同 Klarna 喺 2026年5月12日公布，會透過 Google Pay 將 BNPL 放入 Google Search、AI Mode 同 Gemini；實際可用與否仍受資格、地區、商戶同推出安排限制 [4][5][6]。 Google Pay 會成為結帳協調層：合資格交易可能見到 Affirm 或 Klarna，但 Google 表示融資唔係由 Google 提供，而係由各 BNPL 供應商按自身要求提供 [3]。
接下來在實務上我該做什麼？
呢個部署同 Google AP2、UCP 等 agentic commerce 工作接軌；但目前唔代表 AI 會自動替用戶借貸，而係令 AI 輔助購物更接近授權付款同結算 [7][8][9]。
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來源
- [1] Buy Now, Pay Later | Google Pay API - Google for Developersdevelopers.google.com
- Google Pay users can utilize Buy Now, Pay Later (BNPL) options from providers like Affirm and Zip for purchases on desktop and mobile web. - BNPL is available for USD transactions and offers users flexible payment options, while merchants benefit from pot...
- [2] Google Pay - Affirm-Homedocs.affirm.com
Affirm and Google have partnered to provide Affirm's Buy Now, Pay Later (BNPL) functionality into Google Pay and Google Chrome. These integrations offer a seamless shopping experience, allowing eligible merchants to offer Affirm as a payment method without...
- [3] About buy now, pay later with Google Paysupport.google.com
Important: This payment method is available to users in the US and UK who make a transaction at select merchants. Buy now, pay later is an alternative payment method. It lets you make a purchase and pay for it over a series of installments. This payment met...
- [4] Affirm integrates payment options into Google Search and Gemini appstreetinsider.com
irm Holdings. (: AM) has revealed plans to incorporate its buy-now-pay-later services into Google Search, including its AI Mode and the Gemini app via Google Pay. This integration enables consumers to choose Affirm as their payment method during the checkou...
