Visa Bets on Replit to Build the Checkout for Every AI Agent

Replit’s Enterprise Momentum

The Visa deal arrives during a period of historic acceleration for Replit. In the span of roughly two years, the company has transformed from a coding playground into a $9 billion enterprise platform.

• 85% of the Fortune 500. Replit says users from more than 425 Fortune 500 companies are now active on the platform, including Zillow, Atlassian, PayPal, Adobe, Labcorp, and Duolingo .
• $9 billion valuation. In March 2026, Replit closed a $400 million Series D led by Georgian, tripling its value from $3 billion just six months earlier . The round drew a sprawling list of investors including a16z, Coatue, Y Combinator, Qatar Investment Authority, and celebrities Shaquille O’Neal and Jared Leto .
• Revenue explosion toward $1 billion. Replit’s annual recurring revenue jumped from roughly $2.8 million in January 2025 to about $150 million by September 2025—a 53× increase in nine months . The company now says it is on track to reach $1 billion in annual run-rate revenue by the end of 2026 .
• 50 million users and 500,000 business users. The platform’s total user base has crossed 50 million, with half a million of those being business users .
• New Enterprise Tier and Solution Partner Program. Alongside the Visa partnership, Replit also launched a premium enterprise tier with white-glove support, enhanced security, and dedicated onboarding, plus a new partner ecosystem program for systems integrators and consultancies .

The AI Agent Payments Race

The Replit investment is not an isolated fintech move. It is one of the most important pieces of Visa’s strategy to own the infrastructure for agentic commerce—the coming world in which AI agents browse, negotiate, and pay on behalf of consumers.

• Visa Intelligent Commerce Connect. Launched in April 2026, this platform is Visa’s single-integration on-ramp for agentic commerce. It enables AI agents to pay and merchants to accept agentic transactions, functioning as a network- and protocol-agnostic hub that supports Visa’s own Trusted Agent Protocol as well as protocols from Stripe, OpenAI, and Google .
• Machine-to-machine payments at scale. Visa has publicly predicted that millions of consumers will use AI agents to complete purchases by the 2026 holiday season . The Replit deal is designed to ensure that many of the agents fulfilling those transactions are built with Visa’s rails already inside them.
• A direct counter to Stripe and Adyen. By embedding its payments infrastructure into the development environment itself, Visa is racing to capture the agent-builder ecosystem before competitors can make inroads. Stripe’s own agent-payments work—including its Machine Payments Protocol—and similar efforts by Adyen put the industry on a collision course to define the default checkout for software that buys things itself .

The strategic logic is straightforward: Replit is where thousands of developers and an increasing share of the Fortune 500 are building AI agents and enterprise software. Visa’s investment ensures its payment rails become the default checkout infrastructure for that entire generation of applications.