Quartz Launches UK AI Wealth Platform With £2.75M Pre-Seed

Quartz is a London-based wealthtech founded in 2025 by André Silva, previously Revolut’s head of global expansion, and Mateus Mesquita Alves, formerly N26’s investment product lead. The company’s UK launch is built around a straightforward proposition: collect a member’s scattered financial accounts in one place, then use an AI assistant called Charlie to provide ongoing, personalised financial context. 56

Quartz announced a £2.75 million pre-seed round led by Daphni, with Outward VC and K Fund participating. Kantox founder Philippe Gelis and former N26 and Kraken chief product officer Gilles BianRosa were among the angel backers. 56

What Quartz is trying to solve

Many people hold pensions, ISAs, cash savings and investment accounts with several different providers. That fragmentation can make it difficult to understand total assets, assess how a portfolio fits personal goals or keep track of relevant changes.

Quartz is positioning its product between high-touch wealth management, which can be costly or inaccessible, and standard consumer finance products that offer relatively limited personalised support. Its aim is to make a more continuous form of portfolio awareness available through software rather than through a traditional private banker. 56

How the platform works

A consolidated financial view

Quartz says it can bring pensions, ISAs, savings and investment accounts into a single view. It combines account-information access with proprietary broker and pension aggregation technology and other connectors. 5

The company is registered with the UK Financial Conduct Authority as an Account Information Service Provider. In practical terms, that registration supports permission-based access to account information, enabling users to share financial data for aggregation. 511

Charlie, Quartz’s AI assistant

Charlie is the AI layer that sits on top of a member’s consolidated financial picture and stated goals. Quartz says the assistant follows markets continuously and highlights developments it considers relevant, rather than leaving members to monitor every account and market event themselves. The company also presents Charlie as a conversational interface for asking questions about a portfolio. 5

That distinction matters: Quartz’s value proposition is not simply an account dashboard. It is the attempt to turn account data into tailored portfolio context and timely prompts.

What the FCA registration does—and does not—establish

Quartz’s Account Information Service Provider registration relates to account-information services: securely accessing and aggregating data when a user authorises it. 511

That is not, by itself, evidence that Quartz is authorised to provide regulated investment advice or discretionary portfolio management. People considering the platform should distinguish between AI-generated information or guidance and a regulated personal recommendation, and review Quartz’s current terms and regulatory disclosures before acting on any investment-related output.

Launch status and early traction

Quartz began testing at the start of 2026 and said more than £10 million of members’ assets had been tracked during that period. The company opened access to its UK waitlist on 16 September 2026 and said it would admit members in invitation-based batches while it incorporated feedback and focused on onboarding. 58

For now, the product is a UK rollout rather than a broad, fully mature wealth-management offering. Its next test is whether account aggregation plus AI-driven context can be useful enough to become a durable alternative to juggling financial-provider apps—or paying for traditional wealth management.

Why the funding matters

The £2.75 million pre-seed gives Quartz early backing from fintech-focused investors and operators while it develops and rolls out its UK platform. 56 More importantly for prospective members, the funding supports a product still in its early launch phase: the quality of its data connections, the usefulness of Charlie’s insights and the clarity of its regulatory boundaries will determine whether the “personal banker” positioning translates into practical value.

Quartz’s initial offering is therefore best understood as an AI-enabled financial-overview and guidance platform: it aims to centralise a person’s financial life, explain what may matter within it and make that information easier to explore. Its FCA account-information registration supports the data-aggregation component; users should not assume it is a substitute for regulated investment advice unless the company explicitly confirms the relevant authorisation and service scope. 511