MoonPay Trade: How One API Connects Banks and Fintechs to 200+ Blockchains

The system is designed to support a wide range of institutional participants, including:

• Banks and financial institutions
• Fintech platforms
• Asset managers
• Trading firms
• Exchanges

These organizations can use the platform to interact with tokenized assets, decentralized finance (DeFi) protocols, and stablecoin liquidity across multiple blockchain networks through one integration.

How the Decent.xyz acquisition powers the platform

The key technology behind MoonPay Trade comes from Decent.xyz, a startup focused on cross‑chain routing and liquidity aggregation.

Decent’s technology provides smart order routing that aggregates liquidity across decentralized exchanges and optimizes trading paths between different blockchains.

By integrating this system, MoonPay Trade can automatically determine efficient routes for transactions, helping reduce execution costs and latency when trading across multiple chains or protocols.

This routing layer effectively turns the platform into a cross‑chain execution engine, allowing institutions to interact with fragmented markets without directly managing bridges, liquidity pools, or protocol integrations.

Core capabilities of MoonPay Trade

Cross‑chain execution and routing

MoonPay Trade uses Decent’s routing infrastructure together with MoonPay’s institutional stack to enable cross‑chain execution. Orders can be routed across multiple blockchains and trading venues to access the best available liquidity.

This capability helps institutions interact with DeFi markets without manually connecting to dozens of networks or decentralized exchanges.

Aggregated liquidity access

The platform aggregates liquidity across decentralized venues and protocols. Smart order routing helps determine the most efficient path for trades across chains and exchanges, reducing fragmentation and improving execution efficiency.

Cross‑chain collateral movement

MoonPay’s institutional infrastructure also supports native collateral movement across both permissioned and permissionless networks, enabling institutions to manage assets across multiple blockchain environments.

Institutional digital‑asset infrastructure

MoonPay Trade sits within the broader MoonPay Institutional stack, which provides infrastructure designed for financial institutions entering digital asset markets. This includes custody services through MoonPay Trust Company and trading infrastructure that supports tokenized assets and stablecoins.

The institutional platform builds on MoonPay’s earlier acquisition of Sodot, a key‑management infrastructure company whose systems have secured more than $50 billion in transactions and protected over 10 million wallets.

Connecting institutions to tokenized assets and DeFi

MoonPay Trade is positioned as a bridge between traditional finance and on‑chain markets. The platform enables access to:

• Tokenized assets
• Decentralized finance protocols
• Stablecoin liquidity

all through a single integration.

This approach reflects a broader trend toward the tokenization of real‑world assets such as equities, bonds, and funds on blockchain infrastructure. The market for tokenized assets is still relatively small but expanding quickly as institutional participation grows.

Several forecasts suggest the sector could grow dramatically over the coming decade. For example, JPMorgan has projected that tokenized real‑world assets could reach around $13 trillion by 2030, highlighting the potential scale of blockchain‑based financial infrastructure.

Why MoonPay Trade could matter for the future of institutional crypto

For many institutions, the main barrier to entering crypto markets is not demand—it is infrastructure complexity. Integrating with hundreds of blockchains, exchanges, and liquidity sources requires significant engineering resources and operational oversight.

MoonPay Trade attempts to solve that challenge with a single integration layer that abstracts the underlying complexity of cross‑chain markets. By combining routing technology, liquidity aggregation, and institutional infrastructure, the platform is designed to make on‑chain trading and asset management more accessible for traditional financial firms.

If successful, platforms like MoonPay Trade could help accelerate the convergence between traditional finance and decentralized financial systems by giving institutions a simpler path into the expanding ecosystem of tokenized assets and blockchain‑based markets.